How to Get a Personal Loan from Uapply

  • UApply (personal loans) : Quick overview
  • Loan amount: R1 000- R300 000
  • Loan term: 30 days – 365 days
  • Interest rate: 0.10% to 2.00 % per day depending on the type and amount of
  • Fees: Initiation fee and monthly service fee
  • Loan types: Unsecured personal loans

Is UApply in South Africa legit?

UApply is an intermediary financial company that save you a great deal of time when looking for the best loans. They provide an intermediary service between loan seekers and financial creditors. UApply claims to be dealing with all the leading lending companies in South Africa. All you have to do is register with them and their service will ensure that you get a loan with the lowest interest

How to apply for a Personal Loan from uApply

To access the services offered by uApply you have to;

  • Visit their website and create a profile
  • Click on the uApply sign in button and fill up your personal information.
  • You might also need to create another account on the website of the particula
    institution that will be ready to provide you with the loan.
  • Add your name, South African ID number , telephone, employment status, gross
    monthly salary, loan amount and email address. Tick on the authorization button
    and click next.
  • After creating your login ID and password, you can open your account anytime
    and apply for a loan.
  • Registered lenders available will do some quick calculations to see if you do
    pre-qualify for the loan applied for.
  • Partners will make offers and you will choose the best payment plan that suits
  • Partners you have selected will contact you and often within minutes to
    arrange and finalise your deal.

Application requirements for UApply

  • Be a South African Citizen
  • South African ID number
  • Latest 3 months bank statement
  • Mobile phone number registered in your name
  • Have a positive credit score

Who is Eligible for uApply loans?

To be eligible for a loan, these are a must-have.

  • Loan applicants can only be South African residents.
  • The applicant requires to be above 18 years of age
  • The applicant must have a bank account in their name
  • They also must have a registered mobile number under their name in their
  • Have a monthly income or constant cashflow.

UApply loan interest rate?

Loan interests depends on the lender you have chosen. All you have to do is choose the lender with the lowest interest rate or the one that perfectly suits your pocket.

How long does uApply take to approve a loan?

UApply claims that their loans take 24 hours to be approved, the only thing that will delay the process is checking the legitimacy of your information and checking the credit score.

Who is uApply loans best for?

UApply is best for borrowers who:

  • Have a good credit score
  • Have big projects need larger amount of money
  • Need a convenient and fast application process that’s 100% online
  • Are looking to have money instantly without the long process of the bank loan

Pros of uApply

  • Speed: If you’re faced with a financial emergency or need your ongoing project to keep moving then 24 hours is not a long waiting period.
  • Flexibility: Paperless registration as everything is done online.
  • Convenience: It saves you time from running around comparing rates and conditions of different lenders because it has access to a large base of lenders.
  • User-Friendly: Easy to apply, and everything is basically done for you. All you have to do is click and agree to choose your best loan.

Cons of uApply

  • Limited information: Website does not provide enough information about the
    services offered.
  • No gurantee: Applying with them does not gurantee that your loan will be

UApply Loans Contact Details

The only way to communicate with the company is through their website or email.

Official site/Homepage: www.uapply.co.za

Email (Info): info@uapply.co.za

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